Learn About Pre-Planning

Many of life's important events require some degree of planning and consideration: a wedding, children, retirement. These events usually impact not just the individual but his or her family members as well, and we find comfort in including those we love in major life decisions. End-of-life and funeral planning should be no different. You want to be sure that all of the details are taken care of, so that your family can take comfort in knowing that your wishes were expressed and realized.

We can help make planning for end-of-life and funeral services easy.

Pre-Need Pre-Funding
More and more people are making the decision to prefund their funeral or cremation arrangements. Prefunding is setting aside funds for a funeral today, at today's prices, so you can be certain the money will be there to pay for your services in the future.

Funeral prices, like many other things, increase over time. In fact, funeral-related expenses have nearly tripled during the past 25 years and are expected to continue to increase over the next decade. By pre-planning and pre-funding your funeral at today's prices, you can protect yourself from inflation.

There are a number of benefits to prefunding your funeral:

• Funds are available to pay funeral costs, with no waiting period due to probate or other delays.
  
• Funeral services may be carried out at little or no additional cost to your family.
  
• Flexible payment options are available to meet your needs today.
  
• Death benefit grows over time to help offset inflation; that growth is not be taxable to you.

Final Expense Planning
The high cost of settling an estate, which can include hospital and doctor bills, outstanding credit, funeral and cemetery expenses, continues to increase. As a result, too many Americans find themselves without adequate financial resources. Sadly, most of them are not even aware that a life insurance policy can cover these expensive obligations. You have worked hard to provide your family with all of life's necessities. Shouldn't you also take the worry out of final expenses?

E. F. Boyd & Son can help you set funds aside by offering you a life insurance plan specifically designed for this purpose. Selecting coverage that reflects how much you would like to spend on your services and the right payment plan is all it takes.

Download our Personal Pre-Planning Guide
Includes frequently asked questions and a worksheet to document your personal wishes. Viewing this document requires Adobe Reader. Download a free copy here.

Begin the Planning Process Online
Whether you are planning for yourself or a loved one, our staff will help you with all the details.

Or, you can certainly call us today to schedule a no-obligation consultation on how to ensure that your wishes are met.